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Foreign Currency Deposits
1、Foreign Currency Demand
Deposit..................................................................................▲Top
Foreign Currency Demand
Deposit means the deposit of indefinite time, which
the depositor can deposit and draw money whenever necessary.
You can choose the service among many kinds of currencies
such as USD, HKD, JPY, EUR, GBP etc., according to your settlement
need.
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Features:
If you open an account in our bank, you can
settle through this account for both domestic and
overseas purposes, and apply for Letter of Credit
(L/C), Financing, Settlement of foreign exchange
account and so on, and enjoy our convenient and
fast service. |
2、Foreign Currency Fixed
Deposit..........................................................................................▲Top
Foreign Currency Fixed
Deposit means a foreign currency deposit for a fixed
time, which you can withdraw the money or continue to
deposit when it matures. If you have some idle money,
you can choose this service among many kinds of currencies
such as USD, HKD, JPY, EUR, GBP etc.to gain more return.
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Features:
①
High
interest
rate, which meets your need of earning
more interest；
②
Many terms are available for you
to choose, one month, three months, six
months, one year, two years and so on;
③
Simple and straightforward procedure;
④
Withdraw before maturity when you
are in urgent need;
⑤
The interest rate can be negotiated
when the balance of fixed deposit is above $3
million;
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3、Foreign Currency Notice
Deposit
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Foreign Currency Notice Deposit let you enjoy convenient
and flexible service. You don't have to deposit for
a fixed period of time and only need to notify us in
advance of the date and the amount of money when you wish to withdraw . You can choose this service among many
kinds of currencies, such as USD, HKD, JPY, EUR, GBP etc.
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Features:
①
This
deposit not only has the flexibility and convenience
of Demand Deposits, but also lets you gain higher
return;
②
Simple and straightforward procedures;
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4、Offshore Banking Deposit......................................................................................................▲Top
Offshore banking deposit
means a kind of business which serve non-residents by
absorbing their money. You can choose this convenient
and fast service of our bank to make your money move
freely.
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Features:
①
No foreign exchange control. Money
can be transferred freely from overseas into the
offshore account, from the offshore account to
the overseas account, or between the offshore accounts;
②
Enjoy the preferential rate of interest;
③
The money transfer between offshore
accounts is taken as receiving or sending foreign
currency, which is time saving and cost effective;
④
It
is available to companies or organizations registered
overseas (Hong Kong, Macao, Taiwan included);
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RMB Deposit
Our RMB service is still in the preliminary stage.
The products of RMB deposit are as follows:
1、RMB Demand Deposit...............................................................................................................▲Top
RMB Demand Deposit means
the deposit term is not limited and a depositor can deposit
and withdraw money at any time. These accounts include
Basic Deposit Account, General Deposit Account, Supplementary
Account, and Provisional Deposit Account (corporation
at different cities). You can choose the RMB Demand Deposit
business for your daily settlement.
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Features:
①
The basic deposit account provides
the enterprise with the daily service of the settlement
and the deposit-withdrawal of cash.
②
The general deposit account and
the supplementary account provide for the enterprise
the daily service of the settlement and the deposit
of cash.
③
The provisional account provides
for the enterprise the daily service of the settlement.
The deposit of cash and the withdraw of cash in
small amount.
④
Having opened the account ,you could
accomplish the settlement of funds in the same
city or in a place far away with a variety of
diversified methods that we provide and enjoy our
service of efficiency and convenience.
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2、RMB Fixed Deposit......................................................................................................................▲Top
Fixed deposit of RMB
refers to the deposit of RMB which has a definite deadline
and could be extended or withdrawn when it expires.
When you have idle funds of RMB, you may choose our
service of fixed deposit so as to enjoy higher return.
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Features:
①
Relatively higher interest which
can satisfy your demand for higher return of funds.
②
Diversified deadlines for your choice:
3 months,6 months, 1 year, 2 years and 3 years, etc.
③
Simple procedures.
④
Withdrawal in advance allowed.
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3、RMB Notice Deposit...................................................................................................................▲Top
The notice deposit of RMB enables the customer to deposit
money in the bank without fixing a deadline of withdrawal
.When needed, the customer could notify the bank in
advance for the information of date and amount of withdrawal.
When you have idle funds, you may choose our service
of notice deposit of RMB and enjoy the convenience and
flexibility that it brings you.
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Features:
① This
kind of deposit enables you to enjoy at the same
time the flexibility of demand deposit and the
higher return of funds.
②
Diversified
deadlines of notice for your choice:7 days,1 month,
2 months, etc.
③
Simple procedures.
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4、RMB Agreement Deposit........................................................................................................▲Top
The agreement deposit refers to the deposit which, is
operated according to a deposit contract signed between
an enterprise
and the bank. Every account has the basic amount. If
the balance exceeds the basic amount, the interest rate
for the part exceeding the basic amount is calculated
separately at a pre-agreed rate. This is a kind of deposit
product which satisfies both the liquidity and profitability
needs of enterprise funds. You can chose our service of agreement
deposit for settlement need and enjoy the higher interest
rate that it brings.
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Features:
①
Free
from the time limit of deposit. The fund of account
is available at any time.
②
The
interest of the part exceeding the basic amount
will be calculated at a pre-agreed rate which is higher than that of demand deposit. You can
maximize the rate of return on your funds.
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