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Foreign
Currency Business.................................................................▲Top
It is a newly created investment product that combined
deposit in foreign currency and foreign exchange trading for individual
clients. After you sign the agreement for investment
deposit with the bank, you can have the higher rate
of return on capital without bearing risks.
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Features：
①
The
interest rate higher than that for the fixed deposit.
②
No risk.
③ Straightforward and easy procedures.
The bank conducts business on your behalf, which
saves you a lot of trouble.
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Savings Deposit in Foreign
Currency....................................................................▲Top
1、Foreign
Currency Demand Deposit
The deposit
is not fixed for a certain period time. You can draw
your money at will. The kind of currencies cover USD, HKD, JPD, EUR,
GBP, etc . The accounts you can open
with us are the foreign exchange account and foreign
banknote account.
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Features：
Easy way for deposit and withdrawal. |
2、Foreign
Currency Fixed Deposit
The deposit
is set for a fixed period of time and can be withdrawn at
maturity or deposited for an extended period. The deposit
currencies offered are USD,HKD,JAN,EUR,GBP etc. The
accounts you can open with us are the foreign exchange
account and foreign banknote account.
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Features：
①
Higher
interest rate ;
②
The terms offered are one month
/three months/six months/one year/two years etc.
③
Simple procedures
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3、Foreign
Currency Notice Deposit
The deposit enables the customer to deposit without
fixing a deadline of withdrawal when needed. The customer
could notify the bank in advance of the date and amount
for withdrawal. You can choose from different
currencies and enjoy the flexible, convenient service.
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Features：
①
The deposit let you enjoy the same
flexibility and convenience as the demand deposit
has, and higher rate of return.
②
Simple,
straightforward procedures.
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Personal Offshore Deposit........................................................................▲Top
We offer this service
to non-Chinese residents. As a commercial bank with
the license for offshore banking services, we are able
to make a fast and convenient service, and provide the
flexibility for your money management.
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Features：
①
Money can be transferred freely from overseas into
the offshore account, from the offshore account to
the overseas account, between the offshore
accounts.
②
Enjoy the preferential interest
rate.
③
It applies to the
individuals who have
the passports registered in foreign countries,
including foreigners, overseas Chinese, residents
in Hong Kong, Macau, Taiwan etc.
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Personal Deposit Pledged Loan...............................................................▲Top
It is the short term
loan that is pledged against the fixed deposit. If you
are badly in need of money, but to avoid the interest
loss on the fixed deposit, you can choose service
to meet your temporary fund need
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Features：
①
Meet the temporary fund need.
②
The rate of the pledge is high and
the amount of loan can reach 97% of that of the
fixed deposit.
③
The choice of currency swaps. the
loan may be denominated in the same currency as
the fixed deposit pledged or different from the
fixed deposit pledged.
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Personal House Mortgage Loan................................................................▲Top
The house buyers mortgage the property to
the bank and borrow up to some percentage of the property
value with repayment by installments in the agreed time.
In Mainland China, we had an early start in offering
this service, among a few other banks. As the buyer,
you can use the bank's funds fully to turn your dream
of home into reality.
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Features：
①
Simple and straightforward application
procedures
②
Up to 80% of the value of the property
can be loaned.
③
The maximum term of the loan is
20 years.
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Agency of Foreign
Exchange
Service
.......................................................................▲Top
To
meet your need , we offer the service for a variety
of currencies over the counter according to current
exchange rates.
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Features：
It is much easier for foreign currency
holders to meet their need. |
Personal Foreign Currency Trading..........................................................▲Top
We offer the investment
service to the people who hold foreign currencies. You
can take part in the international FX market through
our bank, and change the currency held into the one
whose value is more likely to rise or to which higher
interest rate applies, in order to profit from the difference
between exchange rates, higher interest rate, for the
purpose of keeping and increasing value.
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Features：
①
Increase the value of foreign currencies
held personally.
②
The
transaction is easy and quick
③
The currencies traded include USD,JPY,HKD,EUR,GBP
etc..
④
No extra fees.
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Agency
of Insurance Service.....................................................................▲Top
We sell asset insurance
and life insurance on behalf of many insurance companies.
The individual client can buy insurance policies mentioned
above through our bank while enjoying many kinds
of financial services.
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Features：
To meet the clients’ need for financial
services, we deliver both bank service and insurance
service. |
Agency
of Credit Card Service...............................................................▲Top
The
clients can apply to our bank for the Peony Card issued
by Industrial and Commercial Bank of China and
corresponding account services.
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Features：
Provide all-around financial service. |
Personal
Remittance................................................................................▲Top
By this mean of settlement, you can remit the payee in a different city the
amount of money required through our bank. You can choose
from the following ways: T/T. M/T
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Features：
It applies to all kinds of fund settlement between
different cities straight forward and flexibly. |
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