Complete Service System

        "Clients first" is our principle of business operation. we have established a complete service system for clients, you can contact our staff or account managers for the service you require.

        We, as always, greet our customers with stand-up and smile. You will enjoy our services like the God and cares like at home.

Service at Home or Office

       We offer all kinds of service at your home or office way ahead of our competitors . Upon receiving your call, our staff will be sent to deliver the services like fetching related documents , delivering documents (L/C) and banking information, etc.. As to a large amount of deposit, you can enjoy collection service with an early appointment required.

4 IN 1 Electronic Banking System

Clients can make an enquiry about bank balance, details of current accounts, L/C, available loan facilities, interest rates, exchange rates, etc. through either of the following 4 equipments----a telephone, a fax machine, a computer, a telephone with text and image functions, which are normally connected by a telephone line to the banking system. This is a new generation of remote service system after telephone banking. The clients can choose one of services or several services at the same time. A telephone enquiry is the easiest one. A telephone with tone dialing is enough; A telephone with image and text functions offers you same information which you can find out on the screen, and confidential information is easy to manage and keep; An enquiry by fax can result in more detailed information, and you can keep them for reference in the future; An enquiry by a computer offer you comfort and convenience through Windows interface.

1、Voice telephone service offers information on:

        Balance of accounts, details of bank balance by executed transactions, by dates, L/C issuance, L/C arrival, deposit interest rates, exchange rates, password modification.

2、Fax service offers information on:

Faxed balance of accounts, faxed details of bank accounts for the current and last months, faxed balance of loan facility, faxed L/C issuance, faxed L/C arrival, faxed deposit interest rates, faxed exchange rates.

3、Text and image telephone service offers information on:

Balance of accounts, details of bank balance by executed transactions, by dates, L/C issuance, L/C arrival, deposit interest rates, exchange rates, password modification, published news.

4、Clients' terminals service offers information on:

        Balance of accounts, details of bank balance by executed transactions, by dates, L/C issuance, L/C arrival, deposit interest rates, exchange rates, password modification, published news.

Facsimile Services

Facsimile Service is a convient service provided for long-distance customers by our bank. Through this service customers can submit business application to us by facsimile in the exigency, and we handle operation immediately and take in the documents later.

1、Service category

        Local Transfer, T/T, D/D, Cash Withdrawal in Advance, Conversion between Fixed Account and Current Account, L/C Issuance, Draft Acceptance upon Arrival of Documents, L/C Payment, Negotiation Application, Message Transmission Authorized for Amount Increase and Decrease, Message Transmission Authorized for Presenting Discrepancies, Authorization for Amending Remittance Term, Deposit Balance Certification and Credit Standing Certification.

2、Applicable Customers

Customers in the long distance and other district who maintain a large number of business with our bank.

3、Application Procedure

Customers should render Facsimile Services Application to us. Then we shall examine and approve according to our Policy.

4、Business Operation Procedure

        ① Customers fax the documents bearing test key to us.
        ② We handle business operation after test key is verified.
        ③ Customers submit the original documents to us later.
        ④ We provide business receipt to customers.

5、Services Features

       ① Highly efficiency services which enable customers to deal with all kinds of urgent business at leisure.
       ② Convient procedure makes customers obtain banking services at their own offices and spare the time to and fro the bank.


H O M E | E V E N T S | C O N T A C T   U S | F E E D B A C K



Xiamen International Bank © All Rights Reserved 2002
Address: Xiamen International Bank Building, 8-10 Lu Jiang Road, Xiamen, the People's Republic of China
Phone:86-592-2078888 Fax:86-592-2988788 SWIFT:IBXHCNBA
E-mail: xib@xib.com.cn