Corporate Banking



Being Secured by assets of overseas customer (including deposit), XIB grants loans to its related companies domestically. There are two operation methods: 1) An overseas customer provides counter guarantee to overseas banks (such as LIB) with its own assets, domestic banks issue guarantee (including standby letter of credit) with XIB as beneficiary, then XIB grants loans to resident customer.  2) An overseas customer places deposit with offshore accounts as a pledge, XIB will grant loans to resident customers. Domestic borrowers shall be foreign enterprises which have differences in amount between actual  investment and registered investment or Chinese enterprises which obtain the foreign debt quota.

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