Corporate Banking



The general credit limit is a service in which the Bank grants customers a certain amount of credit which can be used separately and revolvingly within the valid period with one or multi-purpose of use. The credit can be categorized into the following types: working capital loans, overdraft, discount, factoring, bill purchase, packing loan, forfeiting, issuance of L/C and advance payment under L/C, issuance of bank acceptance bill and advance payment under bank acceptance bill, issuance of letter of guarantee and advance payment under letter of guarantee, issuance of guarantee for delivery, foreign exchange, etc. Loan term is usually 1 year, can be extended to at most 3 years.

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