Personal Banking



Personal credibility letter refers to a letter issued by XIB to designated targets at the request of applicants, which states clearly the applicant’s credit line and financial status. Credibility letter includes certificates of credit line, pledge and mortgage, and account opening,etc.



1. This service can satisfy customers who need written proof of their financial status for travelling, studying abroad or immigration and so on.

2. The credibility letter can only prove the credit profile of depositor at a certain point of time. XIB can only prove the authenticity of information on the date of letter issuance, and is not liable for the change of credit profile of depositors after issuance.



 Customers with normal personal current settlement account or fixed account with XIB.

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