Personal Banking



Personal current deposit refers to a service through which cash deposits and withdrawals can be made at any time and interest is accrued at the rate quoted on the settlement date and credited to the account quarterly.



Current deposit has no fixed term and can be withdrawn by customers will. Interest for personal current deposit is accrued aggregately on actual deposit days at the rate quoted on the settlement date. It can meet  customers's daily payment needs.



Residents, non-residents (including residents of Hong Kong, Macao and Taiwan, and foreign citizens ).

Basic Requirements


1. The minimum deposit amount of personal RMB current deposit is RMB1.00, and the minimum deposit amount of personal foreign currency current deposit is equivalent to RMB20.00 .

2. Deposits in our bank cover many currencies, including RMB, HKD, USD, JPY, GBP, EUR and other freely convertible currencies. Among those currencies, cash transactions are available for RMB, HKD, USD, JPY, GBP and EUR, while other freely convertible currencies can be credited only in TT(telegraphic transfer).

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