This product falls within the scope of principal-guaranteed income-guaranteed wealth management products. Funds raised through the product are primarily used to invest in low risk interbank businesses. XIB guarantees the wealth management principal and the income agreed in Product Instructions.

Individual investors who are evaluated as conservative, steady, balanced, growth or aggressive according to the Risk Assessment Survey for Personal Wealth Management Customers of Xiamen International Bank Co., Ltd.

XIB guarantees the wealth management principal and the income agreed in Product Instructions. Wealth management income rate is steady and far higher than interest rate of fixed deposit of the same term.